Merchant Account Guide

Choosing a Merchant Account Provider

If you want to be able to offer your customers the convenience of making a payment with a credit card or check electronically, you'll have to apply for a merchant account. Before you sign on the dotted line, shop carefully and weigh your options. Having payment processing abilities can make your business; choosing a bad merchant account provider can break it.

All merchant account providers are not created equal and neither are the financial packages they'll offer to you.

Whereas one company may label your business as too risky and turn you away, another will be only too glad to give you an account - and a hefty bill at the end of the month. However, armed with a good bit of knowledge and some sharp negotiation skills, you should have no problem finding a suitable provider that meets your needs.

Why ECHO?

A good reason to choose ECHO is because ECHO has been a provider of payment processing and merchant accounts since 1982. Most processors have sold their merchant portfolios to larger processors only for those merchants to see their services deteriorate and themselves losing out. For 20 years, ECHO has been there for merchants and ECHO's current CEO has been at the helm for 15 of the past 20 years.

ECHO provides innovative and integrated merchant account services, providing the terminal management, the Internet payment gateway, the customer support, the transaction processing for credit card, debit card and check related services. ECHO also provides online or offline reporting services, consolidating the billing of services. With ECHO, merchants do not need to go somewhere else to get what they need.